Chili Cheese Black Bean Dip

Bahan-bahan (24 porsi)

• 3 cups prepared chili, or 2 cans
• 1 block cream cheese (I used light)
• 3 oz . Velveeta cheese
• 1 can black beans
• chili powder, cumin, or cayenne to taste
• cilantro for topping
• tortilla chips for dipping