Instant Pot Refried Beans

Bahan-bahan (6 porsi)

• 1 pound dry pinto beans  (2 cups)
• 2 teaspoons extra-virgin olive oil
• 1 small yellow onion (chopped into 1/4-inch dice)
• 1 jalapeno (cored, seeded, and finely chopped)
• 3 cloves garlic (minced (about 1 tablespoon))
• 4 cups low-sodium chicken stock or vegetable stock (divided)
• 3 cups water
• 2 bay leaves
• 1 1/2 teaspoons kosher salt
• 1 teaspoon ground cumin
• 1 teaspoon dried oregano
• 1/8 to 1/4  teaspoon cayenne pepper (optional)
• For serving: queso fresco or shredded Monterey jack cheese