Nacho api unggun

Bahan-bahan (6 porsi)

• ½ pound ground beef
• 3 tablespoons homemade taco seasoning, ((or storebought))
• ⅓ cup water
• 1/2 cup refried beans
• 8 -10 ounces tortilla chips, (about half a regular size bag)
• 2 cups Mexican-style cheese blend, (shredded)
• 1/4 cup black beans, (drained and rinsed)
• ¼ cup red onion, (minced)
• ½ cup black olives, (sliced)
• 1 jalapeno, (deseeded and sliced)
• ½ cup Roma tomatoes, (diced)
• 1 avocado, (chopped)
• cilantro, (chopped)
• Additional toppings: guacamole, sour cream, salsa